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VA-Owned Home Question

My husband and I have found what looks to be a fantastic starter home for our family at a reasonable price ($460k) for the area and what it has to offer.

It’s been on the market for a little over two weeks, which is a little longer than normal for our area.

Doing some digging online, I saw that the Secretary of VA Affairs looks to have “bought” the house for $0 in March. I’m assuming that the VA took over ownership to avoid foreclosure on the previous owner who may have been a veteran (unfortunate situation if that is the case), although not sure if that’s how it works.

Although the price is reasonable for what the house provides, it is a little on the higher side of the spectrum of what we’ve been pre-approved for by the bank.

Wondering if anyone has any experience with VA-owned homes? Is there any wiggle room for making an offer, say, $20k-$30k under asking, or with situation like these, is VA Affairs looking to get reimbursed for the exact amount they spent when ownership was transferred (assuming there was $$ spent at all and it’s the listing price)? Or would the VA just be looking to get back whatever they can—closest to what the costs were?

Thank you in advance!

submitted by /u/petal_head
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source https://www.reddit.com/r/RealEstate/comments/1hjxpp3/vaowned_home_question/

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