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Refinance Headaches with Title Company

Good day everyone!

Location: Hawaii

We’re currently refinancing our home, supposed to close on Saturday 7/6/24. Currently on the original deed and title are my parents, husband, and myself. My mom passed away last year. We are joint tenants on deed and title.

The situation is that we received an email from the title company demanding a copy of Petition to Note Death of my mom. We have already provided them a certified death certificate. Going through with a Petition to Note Death will at least take 2 weeks and that’s on the Land Court side, it can take another few weeks to record on the side of Bureau of Conveyances as they are two separate bodies here in Hawaii.

My questions are:

Shouldn’t the official death certificate be enough? Shouldn’t the refinance fix the removal of mom on the title? As joint tenants, doesn’t her share automatically move to the remaining tenants which is my dad, me, and husband?

I’m not understanding why the title company is putting through the wringer. Any insight would help, thank you!

submitted by /u/RepJJ_HI
[link] [comments]

source https://www.reddit.com/r/RealEstate/comments/1dwk94t/refinance_headaches_with_title_company/
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