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Does applying for a bunch of mortgages within a couple of days impact anything?

I’ve read a million times that just so you apply within the same 14 day window, it would only cause you 1 pull and not impact your credit beyond that

Our realtor made an offhand comment of “not applying to more than 3 that have a hard credit pull”. Stated if we do, to call and have them use a credit report that is already pulled. Said your report will only have one pull, but if apply for a mortgage and don’t use that lender it “essentially acts like a decline which can indirectly hurt”.

I was planning to aggressively rate shop, but now my partner is convinced we shouldn’t.

I can’t verify what realtor said anywhere else, other than one random Reddit comment from a year ago… is there ANY truth to it at all?

submitted by /u/AreYouBoredAtWorkToo
[link] [comments]

source https://www.reddit.com/r/RealEstate/comments/1abd5k7/does_applying_for_a_bunch_of_mortgages_within_a/
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