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Mortgage on f1 with US Citizen Wife

Hi,

I have been in US for about 9 years. 4 years undergrad, 3 years work exp, 2 years grad school and started working full time 8 months ago.

I am trying to buy a house with my wife who is a US citizen. We will be putting in 20% as downpayment. We are legally married and we have our wedding ceremony in June and then we are planning to get my permanent residency. But we want to buy a house for our ceremony and all. Is it possible to get approved for mortgage in our case?

I can put my wife as Primary and me as secondary or whatever works. But her alone can't afford good enough mortgage for us.

Credit score for both of us: Over 800

Income for wife: $100k My income: $150k

Current immigration status: f1 OPT in June 2023, STEM OPT eligible

Appreciate any feedbacks

Thank you

submitted by /u/Dull-Enthusiasm1357
[link] [comments]

source https://www.reddit.com/r/RealEstate/comments/18cpo57/mortgage_on_f1_with_us_citizen_wife/
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