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Crazy seller

We were sent a listing of a very nice apartment by a real estate agent but it was out of our budget. The agent told us the seller is in under pressure of 2nd loan she took and asked us to visit and give our best offer. So we did and the seller somehow agreed which was 25% less than asking price and it was above €1million. We signed a pre sales agreement that we intend to buy and the agent said let’s put the date after a month for notary process in the agreement. We applied for loan and got the approval so we told the agency. The bank said it will take 3 weeks more as it was holiday season. We communicated it to the agency and then the seller turned crazy. She started emailing us daily why it’s taking time and why do we need to get life insurance(bank asked us to take it and they checked it was mandatory). My husband was the same bank employee and we had loan benefit so we couldn’t switch banks. She knew this thing before.

While waiting for the insurance company to give us the contract, my husband had to travel to our home country as his father had a brain stroke and was in ICU.

I informed the agency and the “crazy seller” of our situation and told her my husband will be back soon. And it will take him 3 days to do the medical tests for insurance once he is back and we can still sign it on the date bank agreed.

She became fanatic and started sending insane amount of emails harassing us. We were already distressed so I asked her not to contact us unless we hear from bank. Next day she sent us a legal notice to pay her EMI and interest of second loan as her payment date was 20th and our signing date was 30th. We contacted a good lawyer and he shared all the documents to theritand informed us as long as we are not delaying intentionally this law doesn’t apply.

We signed the notary on the very date and she had a proxy on her behalf. Now we are living in the apartment for a month and receive another legal notice to pay her €40k instead of initial 9k as her interest rate has increased and her EMI of old and new apartment.

submitted by /u/StormEvening8103
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source https://www.reddit.com/r/RealEstate/comments/17amvee/crazy_seller/
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