I have a offer letter (new job) stating I’m guaranteed to be working x amount of hours (30)and it’s not matching paystub, lender doesn’t want to give me pre-approval letter until I get a matching paystub, should I change lender?
I understand they want to be on safe side, but are they being super strict about it? Basically my partners job usually cuts them loose and they close up like 1 hour early 😑 so the paystub is off by like 2 hours. We were dabbling with pre-approvals to see what numbers looked like since she just started that job. Now we see the numbers aren’t too bad and are considering looking at homes! But we would have to wait 1 more month to get 2 paystubs (biweekly) that match the offer letter to satisfy the lender. She realized she can work an extra day as well so more than likely she’ll be doing that. My question is are all lenders like this or are some more lenient and may only take an offer letter etc. I just want to start looking now. Our lease is up in a month and we will probably move in with family ,but it will be very small space. Thanks in advance.
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source https://www.reddit.com/r/RealEstate/comments/161trtb/i_have_a_offer_letter_new_job_stating_im/
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