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Closing before repairs have been done

Hey guys. My wife and I are first time home buyers. We are under contract with a house we love at a fair price. The issue is we aren’t able to get it insured because it has Poly B pipes. Once replaced, no issue.

So because of this, the sellers gave us a 12k credit at closing for us to remove the pipes for pex. The plumbing company that they provided (who worked on the house previously) quoted 11k for the job. This doesn’t include drywall of course.

The plumber couldn’t guarantee they can remove all the Poly B from the home, but they do promise that if it remained, there will be no water running through them.

So my concern is, if we close now - we are closing on a home that is uninsurable. Who knows what could go on during the repairs? I think offering us 12k is fair, and even if this job costs 24k in total (including dry wall and maybe some tiling) I’m content splitting it with them. But I just feel the repair should be done on their watch before closing. Am I making too much of this?

FWIW we are the sellers third option on the hike because the first 2 offers fell apart because of this issue.

Is it unreasonable to ask that we will buy after the work is completed to be sure we can get the home insured?

submitted by /u/305andy
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source https://www.reddit.com/r/RealEstate/comments/14ilz5f/closing_before_repairs_have_been_done/
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