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Should I do it?

My fiancé and I are getting married in September. We live in a major city in the US Northeast, and our rent is going to go up to $3200/mo if we renew our least at the end of July. We can pay it without major stress (it was $3000/mo this year), but that’s $38,400 out the window for the year. Plus there’s trash everywhere, traffic is horrendous, safety is questionable on public transit, and we’re just sick of the city.

When we got the rent increase notice we started shopping for houses. Today our offer was accepted for a house 1:15-1:30 from our respective offices each way. It’s an ongoing issue, but my boss is not willing to officially give me less than 3 days in the office each week although I do often only go in 2 and it doesn’t seem to be a huge issue. Currently my commute is :45-1:00 each way, and I already hate it. Unfortunately because of my industry I am stuck in this city specifically. This year I looked regularly for remote jobs at or slightly above my salary in this industry and found nothing. I’d like to switch to another industry so we can leave the area, but of course that takes time to find the right fit. My fiancé can find a job in another city easily.

I also had a surgery earlier this year which I’m still paying for, and I have to pay for a portion of the wedding. I calculate that I/we can pay everything if we do buy, but my savings will be down to a bare minimum and we’ll have to put off the honeymoon.

The potential new house is cute, has a great yard and an even better 3-car garage but it’s actual living space is only like 800ft2. The bedrooms are small, it needs some renovation and it doesn’t have lake rights to a nearby lake, plus the commute is long. My fiancé wants to leave but also wants us to be happy and is willing to wait another year to leave the city if need be. I love her, and I want to buy this house for us, but I’m not sure the time is right. Ultimately I want to leave too - we’re both from the rural south. We’d have more savings by next year for a better house (in a cheaper area away from the city entirely if I can successfully switch industries) and potentially interest rates will be slightly lower by then too.

My question to Reddit is this: Do you think it’s worth it to proceed with buying the house this year as opposed to waiting and buying a better house in another area next year after I’ve hopefully switched industries and after the wedding has happened? I am a first time home buyer and would appreciate the opinion(s) of folks with more experience.

Thank you for reading this!

submitted by /u/Sensitive-Angle1000
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source https://www.reddit.com/r/RealEstate/comments/13qcijl/should_i_do_it/
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