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Swapping lenders after soft commitments?

I just want verification on if I’m a bad person or not, as am I’m generally a person with a guilty conscience.

I’ve been basically shopping between two lenders, A and B. A quotes me at 6.375% but already started paperwork that I didn’t sign, B quotes me at 6.25%. I stick with A because it’s not enough of a difference and I tell both of them that I’m sticking to A. B comes around an hour later and says he can stick me at 5.99%, so I tell A I’m doing that unless he matches and he goes to 6%. I say ok I’m set, let’s move forward because this is a big win for me. I tell B again - now B comes back an hour later, summary in hand saying he’s at 5.725%. I send to A saying sorry this is obnoxious but he’s going even lower now. I get a response from A this morning essentially saying “I’ve never once had a client do this in all my years. You said this was done and you continue price shopping. Let me know what you plan to do moving forward please,” essentially tell me to eff off.

Was this chain of events bad on me, or should I just shrug this off knowing it’s business? Money is money and if I never signed contracts yet then shouldn’t this not be an issue? I feel bad upsetting anyone for any reason.

submitted by /u/TheB-Span
[link] [comments]

source https://www.reddit.com/r/RealEstate/comments/12yilv3/swapping_lenders_after_soft_commitments/
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