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VA Loan Help (FL)

Good morning, I have a question about my VA loan that I have tried to google but it seems too specific and anything government related is unnecessarily convoluted and difficult to find an answer.

I am active duty military and own my home with a VA loan, my wife is also active duty (separating in July). We are looking to buy a house in the same city, just closer to where I work, and rent out the house we currently own (FL). I would like to use the rest of my VA eligibility (first home was ~300k, second home will be ~450k) for this home, and I think I will have enough. I'm working on getting my COE now to check, but I think we will have enough cash on hand to cover the difference if required.

We will likely being moving to another state ~18 months after we buy the second home. Will I be able to rent out the second home after we move and not break any VA loan laws? When we eventually settle down after I get out, we will use my wife's VA loan to buy our third home. Does this make sense? Should I do this differently? Our end goal is two homes in current state (FL, both rentals), and third "forever home" in different state (CO, maybe) when I get out in ~2026.

Thanks!

submitted by /u/hefucking
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source https://www.reddit.com/r/RealEstate/comments/11wkugd/va_loan_help_fl/
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