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Broker or mortgage company

In what situations would a loan broker be better than going directly with a mortgage company? Are brokers really better in terms of getting better rates and paying less closing costs? I've been reading on this and it seems like a wash, like I should just pick rocket mortgage and go with them. If I shop around I'm afraid everyone is going to pull my credit to give me an actual quote, and if they dont pull my credit they really can't guarantee the rate they are quoting me. I only want my credit pulled once. Oh, if it matters im refinancing 207k on a home worth 395K. Thanks

submitted by /u/s04600777
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source https://www.reddit.com/r/RealEstate/comments/113ujkp/broker_or_mortgage_company/
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