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Homeowners Who Bought During Low-Rate Era Paying Variable (ARM-Style) or Fixed?

Real estate newbie here and I am trying to assess the state of how homeowners are doing today. For those who bought there property during the low Fed rate era, i.e., from say 2008 to 2021: Were the mortgages they took on variable (floating) rate or fixed? Are most homeowners during that era paying non-ARM mortgage rates that were prevailing at the time of their purchase? What proportion do you think is paying ARM-style, variable rates pegged to the significantly higher Fed rates today? I'm hearing that in Canada and Europe, they tend to be ARM-style, whereas in the US they tend to be fixed. But I'm hearing different things and want to find out the truth! Thanks!

submitted by /u/ReadyTeddy84
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source https://www.reddit.com/r/RealEstate/comments/10o1fja/homeowners_who_bought_during_lowrate_era_paying/
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