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Is it reasonable for my lender to charge 3-4% of the purchase price for an FHA loan?

I'm currently trying to purchase an off-market property. My lender says the home will need to be listed just for a day, to qualify for an FHA. My lender says I will have to pay upfront 7% of the purchase price. 2-3% will include the down payment, the rest is lender fees and closing costs. Right now, my rate is about 6.5%.

I have never gotten an FHA loan in the more recent years. I question if this is a reasonable cost for my lender to charge me? If not, what are some ways I can negotiate this down?

submitted by /u/itsjulius12
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source https://www.reddit.com/r/RealEstate/comments/yyfm5f/is_it_reasonable_for_my_lender_to_charge_34_of/
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