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Isn't there something that can be done about the mortgage rates?

Please forgive my apparent lack of understanding if this is just a super dumb question, I really have very little knowledge how this all works behind the scenes.

Besides reducing the Fed's rates, which is our biggest tool against inflation, does there not exist an out-of-the-box theory on how to combat mortgage interest rates independently? I know, for example, the treasury yields have an impact on mortgage rates, so there are other factors that are in play. Can't someone put some instrument or policy in place to ease these hike in rates besides us all paying for it again?

submitted by /u/joeyda3rd
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source https://www.reddit.com/r/RealEstate/comments/yfm568/isnt_there_something_that_can_be_done_about_the/
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