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Earnest money in AZ

Is it realistic to think I can buy right now in East Valley without putting down more that like $500 in earnest money? We are doing dpa and after I talked to the lender it sounded like we would only need appraisal and home inspection money and even that could be refunded at closing. We are waiting on pre-approval letter to start actually looking at houses to make offers. I didn't even think about earnest money until the lender mentioned it could potentially be refunded. I don't immediately have $4k laying around and would take atleast a month to save up. I'm on a bit of a tight timeline and there are several houses on the market we really like, one has been listed for over 100 days. Anyone have insight? Thanks

submitted by /u/allouttabubblegum528
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source https://www.reddit.com/r/RealEstate/comments/xr8vgq/earnest_money_in_az/

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