We put in an offer tonight to buy a home and their review time is tomorrow.. In the event that our offer is accepted, I am having second thoughts about our lender. I wish I had shopped around more.. This lender is the recommendation of our agent so communication between them is good, but she quoted us at 6.1%. Just from a quick search that feels high. She also has underwriting and administration "fees". She's somewhat responsive and I have no doubt our loan will go through with her, but I feel like we could save a hefty amount of money going with a different lender. Only problem is in our contract she had put 21 day closing. If we attempt to switch lenders, I'm thinking we won't make that timeline. Is this something that could possibly be renegotiated? Will switching lenders look bad?
TLDR: Having second thoughts about the lender we picked. After an accepted offer, can the closing date be renegotiated in order to account for time to switch lenders?
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source https://www.reddit.com/r/RealEstate/comments/vlr8m5/can_you_renegotiate_closing_date_lender_after_an/
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