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Was quoted 100k for foundation repair (30+ helical piers) by a foundation repair company. Any advice?

I'm in a suburb in the bay area known for lots of soil movement and the usual cracks and what not in the house as a result. Have been getting by for the last few years with jacks under the house, but just got an inspection from an underpinning company and upon surveying the house, he determined the whole house needs to be supported by piers. The cost will be $100k.

It's as bad as 4-6 inches of unevenness on the perimeter of the house. Definitely was shocked by this amount and kind of unsure of what to do at this point. The house has went up in value, being the bay area and having bought it in 2014, but I do worry about the value of the house and now especially that it has to be disclosed. I'm also unsure of when to address this, I'd like to say asap, but it's hard to come up with that kind of money all of a sudden. Any tips on how to approach this? Was thinking of taking a heloc or construction loan.

With the state of the market and cost of building materials, does it make sense to wait if I can live with the unevenness for some time?

submitted by /u/getboy97
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source https://www.reddit.com/r/RealEstate/comments/us634c/was_quoted_100k_for_foundation_repair_30_helical/

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