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Executor of Estate being foreclosed upon trying to seek successor in interest to the loan

Who at the bank would be responsible for this? Their Collection Manager is trying to deflect me and acts like she doesn't know what information would be required. My understanding is that by having the status of executor bequeathed upon me by the probating of the last Will and Testament of my father, and having had Letters Testimonial administered to me I have the right to this information concerning his loan.

Can they can get it around by possibly being a small local bank that might administer fewer than 5k loans thus sneaking around the federal laws in question-- e.g. RESPA-- their loans are not Freddie Mac / Fannie Mae, not federally secured.

Does anyone know of another law I can invoke here to force their hand to give me what I need?

I need this because I could qualify for federal relief funds administered to the States for COVID related foreclosure relief, but without taking title to the property and mortgage I can not even be considered.

As it stands I still owe legal fees, 7.7k on a 4.3 default in a case that was not very complex and had no substantive defenses that he had to do legal research on, which itself seems quite high for "reasonable fees", and have a tax lien to take care of.

The default with the bank has been paid, the most recent taxes are current, the property is being insured by me. What strikes me as contradictory is they happily cash my 3 and 4 thousand dollar, my PERSONAL checks mind you, not the insolvent estate's, but then say I can't be added to the loan without even looking at my financial information?

submitted by /u/VoidsIncision
[link] [comments]

source https://www.reddit.com/r/RealEstate/comments/uy6coy/executor_of_estate_being_foreclosed_upon_trying/
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