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Lien on property I bought?

Hi. I got into a purchase contract for a home in CA. Escrow agent came back with a preliminary title report that showed the seller’s mortgage lender on there along with a lien placed by a creditor that sued the seller years ago when he went bankrupt. I freaked out and asked my agent what’s going on. Agent said not to worry about it. It’s normal and the title won’t have any liens or encumbrances on it when I get it. I called escrow agent and agent said they already got the lien off it’s all good.

Yesterday, I had to sign the closing documents from my lender. There were so many documents and things were moving fast. I came to the preliminary title document and I paused. I asked if the title has been cleared and my agent said escrow sent an updated title report. I never got it. Agent called escrow who said the title will be cleared next week and hasn’t been cleared yet (threw me off cause a few days earlier they said they cleared it already)… as this was my first home purchase, I don’t know if this is the right process but I made it clear to my agent I don’t wanna buy the home with liens and encumbrances. He told me it was ok to sign and I signed.

I’m still a bit freaked out about it. The funds will be disbursed Monday and technically at that point we’ve closed. What if escrow doesn’t clear the title by then? Does this sound off to those who bought a home before?

submitted by /u/NewGuy2022
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source https://www.reddit.com/r/RealEstate/comments/thqzin/lien_on_property_i_bought/
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