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Error on closing disclosure won’t get corrected until Monday or Tuesday. Do I have enough time to wire money for closing day on Wednesday?

First time home buyer here. My closing date is scheduled for this coming Wednesday (3/23). Last Thursday (3/17) I noticed an error on my closing disclosure document before signing. Essentially my loan amount and closing costs need to be adjusted since it incorrectly states I am putting 5% down when I am actually putting 10% down.

I informed my loan officer last Thursday (3/17) and he said they would take care of it by end of day but that still hasn’t happened. Nobody is in during the weekend so now the closing disclosure won’t be corrected for us to sign by Monday (hopefully) or Tuesday. Since my closing day is scheduled for Wednesday morning, do I have enough time to wire the money? I bank with Fidelity Investments so I don’t think there are a lot of physical locations for me to request a bank check.

I asked my realtor and he said he thinks it should be enough time, but suggested I ask my attorney. I emailed my attorney and they haven’t responded. I emailed my lenders and they said they will send me the updated closing disclosure as soon as it is available to them, but they did not tell me when.

Do I need to reschedule my closing date? I already scheduled a bunch of contractors to come to the house on the evening of closing. Plus there’s all the hassle of rescheduling with the seller’s side.

submitted by /u/you_junebug
[link] [comments]

source https://www.reddit.com/r/RealEstate/comments/ths2xu/error_on_closing_disclosure_wont_get_corrected/
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