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Solar. Lease vs Buy on a new construction home in CA.

Hi all, we just signed up for a new home in CA. We are given a choice of either to lease or finance the solar from SunPower.

Monthly cost for the lease is fixed $77 per month for 20 years. If we buy it, we need to pay some money down and rest can be financed with the home loan and it comes to around $55 per month.

I am very new to this, so was just curious what others are doing. Is there a clear answer for this? Is one option better than the other? Do we get any tax credit or utility credit from the solar if we buy it in CA.?

Any advice and info is appreciated

submitted by /u/Shockstar55
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source https://www.reddit.com/r/RealEstate/comments/sukqy9/solar_lease_vs_buy_on_a_new_construction_home_in/

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