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Approved from Underwriting, just waiting for the appraisal and lender told our agent stains on the floor might make the loan fall through?

Our banker has had terrible communication, but we’re getting a lot of lender credits so we didn’t want to switch. When I spoke to her last we were told all of our documents are in, just waiting on the appraisal report.

Our real estate agent has been emailing her for over a week asking for it, and she just emailed him back saying if there are stains on the floor, the loan my fall through. He replied back “Shouldn’t we have known that 6 weeks prior at least?” With no response back.

If we’re already approved from underwriting and the inspection came back weeks ago, would this actually be an issue?

Is our loan consultant someone that makes those decisions?

Lender is BECU

submitted by /u/Sleepy-Blonde
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source https://www.reddit.com/r/RealEstate/comments/qjr61c/approved_from_underwriting_just_waiting_for_the/
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