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What makes a good Mortgage Lender / Broker?

So I've spoken to a few lenders, and gotten pre-approved a few times over the years.

Each time I've shopped around, but they all pretty much offer the same exact rates, etc..

My current understanding is that a responsive lender is a good lender, because they could be the reason that a sale falls through.

That being said though, are there any things you can use to compare lenders in some way? They all seem the same. Do some offer lower fees, interest rates, closing costs, etc..

Additionally, the last time I got pre-approved, I didn't want them to do a hard credit pull until I was closer to buying, just my credit wouldn't be damaged if I didn't buy. The Lender I'm talking to now is telling me he absolutely must run a hard pull on my credit, AND my pre-approval will expire in 5 months. Is this really the case? Is he just trying to get me locked in and pressured to buy?

submitted by /u/luckybroman5
[link] [comments]

source https://www.reddit.com/r/RealEstate/comments/oug4d9/what_makes_a_good_mortgage_lender_broker/
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