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In a bit of a bind with financing

In 2009 I used a va loan to buy a house with the intention of selling it when I got out of the military 4 years after buying it. I decided to do this because the real estate agent I worked with guaranteed there would be no issues selling my house when it came time. When it came time to sell it was put on the market and the market was so bad I couldn't sell it. I ended up having to do a deed in lieu in 2013.

Fast forward to this year and I was working with my lender and got pre approved for a va loan recently. I went under contract for a new construction home. I was going to take advantage of it being a va loan and not put anything down. Throughout the process and before I ever signed anything with the builder I spoke to my lender and asked if everything was good and I was told there were no issues and we just needed to wait until closing. So I moved forward with the builder and signed the paperwork.

Now today my lender is telling me that after further investigation it turns out I need to put about $38k down because of the loan from 2009 using my entitlement. I don't have $38k laying around for a down payment on top of the inspections and closing costs and the house is due to be finished in November-December this year. I don't see it being feasible for me to accumulate that amount of money before then. Is there anything I can really do before walking away and losing my deposit with the builder?

submitted by /u/Birdsnballoons
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source https://www.reddit.com/r/RealEstate/comments/mg3e5u/in_a_bit_of_a_bind_with_financing/
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