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Is it possible to get Amerisave $500 application charge back ?

Long story short, I was contacted by Amerisave mortgage out of the blue after I submitted a pre approval letter application of another mortgage company yesterday (with that being said, they probably got my information illegally). Today the sales agent attentively led me through and put me on an online application which unusually introduced a $500 application fees in the end (usually for pre approval letter this shouldn’t exist , right ?) and I was kinda mentally tricked by the agent so I paid.

Then after some research in the afternoon I realized this could be a scam—the loan they offered me orally was low , the application fees shouldn’t be there and the sales contacted me without my consent , they didn’t encrypt my SSN... plus on Reddit some ppl said they got ghosted after the application fees too. It was all red flag so I contacted my credit card company to issue a charge back a few hours after the transaction.

Do you think they would side with me in the dispute or Amerisave took the legal detour and successfully took my money ?

FYI everyone don’t go for Amerisave or any unsolicited real estate mortgage company. Huge red flags 🚩

submitted by /u/bigfluffygothpanda
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source https://www.reddit.com/r/RealEstate/comments/lu0y7w/is_it_possible_to_get_amerisave_500_application/
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