We heard back from the underwriter on our loan today and he had a list of questions as long as my arm. Proof we paid our taxes owed this year (yep), asking about a company that sent me a
check last year (small freelance project), why did we list a minor child on Form A but not on Form B? (Form A is from 2018, Form B is from 3wks ago - child is no longer a minor). Why did said child transfer $900 to our account on X date (paying us back for tuition)... The list goes on...
I managed to get everything rounded up this evening, but I don't remember things being nearly this involved when we bought our first house - and that was when we were broke college students with 20k debt, not adults with 6-figure careers spanning 20+ years and no debt.
Is this normal these days, or do I have a particularly difficult lender?
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source https://www.reddit.com/r/RealEstate/comments/jknqny/i_dont_remember_it_being_like_this_with_my_first/
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