Hi, anxious FTHB here, currently in underwriting. Inspection, appraisal & title report were great. My finances are also great, with zero debt and putting down a decent chunk for the down payment. My only red flag is that I recently switched jobs right before starting the process. It’s a different company, but same industry with higher pay and better title than I had before. My lender is already aware as I had to upload my offer letter at the time since I didn’t have paystubs yet. My question is how much this will negatively affect my application and is there anything I can do to prepare? I’ve heard so many stories of buyers getting denied simply because they recently got a new job.
I appreciate any advice/guidance. Thank you!
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source https://www.reddit.com/r/RealEstate/comments/j1rh5z/how_much_does_a_job_change_affect_your_chances_of/
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