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I have an almost satisfied CCJ but also guarantor and 6 months rent. Would this be enough to reassure landlords?

Hi all,

Myself and my partner have been looking to move in together. Weve recently found a lovely property which would be perfect!

The issue is:

My partner has good credit. Not excellent but hes mostly recovered from bad decisions when he was younger and has rebuilt his credit.

I dont have good credit. Including 1 CCJ (water bill) that will be fully paid off this month.

4 years ago i left a domestic violent relationship and lived in a hostel for 11 months. The agreement for bills was odd. For example I paid for electric. But the hostel paid for the gas. I paid rent. But didn't pay council tax. The water bill was never discussed and this being the first place I had financial control over I was too stupid to ask.

The hostel forwarded my mail for 4 weeks then stopped. Its been 3 years. I have no idea what mail was delivered in that time. But I received a court enforcement letter to my current address in the post in March and set up a payment plan. I'm onto the last month now.

My partners mother paid 6 months rent in advance for his current place, as his credit wasn't too great and she didn't earn enough to guarantor.

She has offered to pay 6 months rent in advance for our new place. And my father has agreed to be guarantor.

Would this be enough to reassure potential landlords that we will be good tenants? My having a ccj has put everything on a wobble.

submitted by /u/AggravatingMind23
[link] [comments]

source https://www.reddit.com/r/RealEstate/comments/ijwbs4/i_have_an_almost_satisfied_ccj_but_also_guarantor/
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