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FHA loan in only 1 persons name vs joint?

Hi,

My wife and I looking at getting the FHA loan for a multi family property, and living in the property for the required 1 year.

I remember hearing somewhere that there are advantages to getting the mortgage / title in only one of our names, rather than both? Can anyone explain why? Is the main benefit that after 1 year, if we wanted to do another FHA loan, we could just put it in the others person name? Or are there other tax advantages etc?

Many thanks!

submitted by /u/cummins7
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source https://www.reddit.com/r/RealEstate/comments/ijngjn/fha_loan_in_only_1_persons_name_vs_joint/
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