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Mortgage servicer messed up paying for homeowners insurance

I received communication from my homeowners insurance company that my policy was not yet paid out on 7/16/2020 and if no payment was received by 7/29/2020 the policy would be canceled. I emailed my mortgage manager as they are responsible for the escrow account on 7/16/2020, with two week notice. They assured me it would be paid out in time. I checked today and the mortgage company just paid the account today. It still is not posted yet on my homeowners website. My question is if something happened to my home from 7/29 to the point at which the policy is renewed, who is liable in this situation?

submitted by /u/crapshoot505
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source https://www.reddit.com/r/RealEstate/comments/i0xoia/mortgage_servicer_messed_up_paying_for_homeowners/
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