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Title company wont accept wired money?

Buying my first house, trying to wrap my head around the mindfuck I've had today. For simplicity let's say I gotta put 6k in escrow for painting in spring. Title company wont accept a wire transfer, wont accept cash. I thought I could get a cashier's check from a bank but no place would let me without being a customer, even if I paid them. And I couldn't get a money order for 6k, the money order places had daily limits. Finally got the title company to agree to a personal check from myself. Several questions, maybe you guys know:

Why wont a bank write a cashier's check for a fee? I walked into three banks today with 6k in cash in my pocket, ready to pay some trumped up fee for them to write a check and none of them would. What the fuck? Those guys were all playing Facebook, nobody's going to the bank on a Thursday morning. Are they sticking their necks out in some way i dont realize if i give them cash, and they give me a cahsiers check?

Is it normal for a title company to not accept a wire transfer or cash, or do these guys just suck?

If this comes up again, is there any place that will write a money order for 6k?

In general, how is there not a secure way to transfer money without handing across pieces of paper? I transact a hell of a lot more than 6k every day at work at a computer, what bizarro world of finance have I entered?

And last, how in the hell is a personal check from myself not the least secure out of any of these options?

submitted by /u/offermychester
[link] [comments]

source https://www.reddit.com/r/RealEstate/comments/fap02a/title_company_wont_accept_wired_money/
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