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Buying home with HOA and have not yet obtained HOA governing documents, closing next week.

First time home buyer located in Texas and I've been asking for the HOA information since our option period. I was under the impression that it was the seller's responsibility to provide them to us (per the addendum in the contract) but was told by our agent that the title company is allowed to act as the buyer in this situation. After taking another look at the contract, it indeed says that is the case. After kicking myself for not seeing that, I ask my agent when I can get them from the title company. Agent contacts title company, title company sends over the resale certification and says that I can contact the HOA treasurer myself to get the governing documents since they do not have them. I contact the HOA treasurer and no reply. My agent asks the sellers agent for them and they say they don't have any either.

It was my understanding that these had to be apart of our final documents come closing, is that correct? Is it normal for people to close on homes without obtaining the HOA governing documents? My SO and I are not ok with closing before reading through them, and we are prepared to push closing if need be. Can someone please help me understand what's going on and what my options might be?

Edit: in Texas

submitted by /u/RainbowMax
[link] [comments]

source https://www.reddit.com/r/RealEstate/comments/fbm1he/buying_home_with_hoa_and_have_not_yet_obtained/
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