I'm a self-employed contractor that earns checks and cash.
RP-Funding told me that they don't want to see any cash deposits from the last 2 months when applying for a mortgage...
Are there any private lenders that don't have so many upfront requirements?
I'm looking for a lender who will check my credit, take my downpayment, and approve me. Do those still exist?
I understand they might require a higher down payment cost + higher interest rates, but I'd be fine with that.
Any help/info/advice is appreciated. Thanks!
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source https://www.reddit.com/r/RealEstate/comments/ewf6yj/who_are_some_private_lenders_that_dont_have/
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