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[WA] At risk for Tax Foreclosure - only given 1 of 2 parcels when I purchased this property?

Today, I received notice from our County Treasurer explaining my property is subject to foreclosure and behind on property taxes. Upon further study of the material, it appears our house occupies two parcels, a small section to the north (10% of the physical house occupies here, .01 acre), and a large section south (90% of the physical house occupies here, .04 acres). Evidently, the mortgage does not include the northern parcel, which would explain why our property taxes were not being covered - on documentation provided, the owner and taxpayer are listed as the previous resident and owner.

At this point, I have alerted my mortgage company about this, and will contact the County Treasurer tomorrow morning as she's out for the rest of the day. What other actions should I take at this point in time? Also, I have some questions regarding this situation:

What is the difficulty which may be involved in taking ownership of this parcel? Will this be an additional purchase with an additional mortgage, or would it be as simple as the prior owners (now several hours away) relinquishing ownership to myself? Will I be responsible for paying any of the previous owners' property taxes which were unpaid (property taxes of 2016 and back) or will I be in good standing paying what is unpaid since we have resided here? Worst case, this parcel is foreclosed - since only a small fraction of this physical house occupies the parcel, what is the outcome? I can't see them claiming ownership to 1/2 of the upstairs bedroom and 1/2 of the downstairs living room?

Should I contact the person who originally handled the loan, and my real estate agent, as well as the treasurer and my mortgage company? Has anyone else had any experience with something like this?

I would appreciate any and all input on the matter.

submitted by /u/SoapyCapt
[link] [comments]

source https://www.reddit.com/r/RealEstate/comments/ewgcad/wa_at_risk_for_tax_foreclosure_only_given_1_of_2/
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