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Level of insurance on your rentals?

What level of insurance do you guys have on your rentals?

Of course if you have a loan your required to have a certain level, but if you own it out right you could even just have liability. Or would you prefer to have insurance at a level to retrieve you're investment, or enough to pay you back the current market value.

I've even thought about getting the coverage to be 10k less than my investment since I could still sell the lot for me 10k if I had a tornado.

I'm pretty own to risk and I don't want to give a months rent strait to insurance each year. Interested in hearing your opinions though

submitted by /u/theusersub
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source https://www.reddit.com/r/RealEstate/comments/eh909x/level_of_insurance_on_your_rentals/
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