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How to go about leveraging my dad's house to help me at least go about acquiring my own house?

I know a lot of people don't have this opportunity unfortunately so I would like to take advantage of this to be able to acquire my own house because if I didn't have this house to come to I would literally be homeless right now................ but I don't know how to go about doing it >.<

Okay so I'm on SSI which is only $783 a month & I live in Palestine, TX. The market here is very bad it's a sellers market at this point. There's not a lot of rentals & the rentals that are listed in the area are like $800+ in its way too much for an SSI income. Luckily my dad acquired this house back in the day before everything in real estate went to shit & he fully owns it.

I'm able to live here rent free & could technically stay here forever but to be honest with you I wanna get out of here ASAP. I honestly can't stand my dad & it just feels awkward to be living in this house with him but I'm only dealing with him because I would otherwise be homeless & I would love to be able to leverage in acquire my own house to know that in the future that I know I won't ever be homeless.

Im 24 years old, unfortunately I don't have any credit history :( but I been living in section 8 apartments basically my whole life so I guess I can try & get copies & show the (mortgage lenders?) my on time payment history for the rent.

I just don't know how to go about doing any of this I'm just so overwhelmed right now >.<

I would be living here in all I would want to do, is go in as aggressive as I possibly can in acquire however much money is needed as quickly as humanly possible to be able to I guess get enough for a down payment? I wanna get out of here as soon as i possibly can............... So Idk if this right move or not >.<

I just don't know how much money I would need or what (for a down payment if this a right move????)

I could honestly come up with the money within a short period of time too but I know SSI only allows you to earn like 1,000 more per month so that's also a factor too................ But with under the table work I could earn more without SSI being aware of the work. I could also get my dad to try in help acquiring money too.

All I want is a house of my own to know that I'm safe & won't ever be homeless. Long story short, my dad is at an old age & when he passes on I just know the title of the house more than likely won't go to me even though technically it's kind of my house too............

Long story short, I just wanna be able to get my own house so I know I can feel safe & know that I won't be homeless in the future. But what is the best way to leveraging my dad's house living there rent free to be able to acquire a house of my own in a short time because I can't stand living inside this house with him in just want a place of my own. All while being on an SSI income which can only earn of upwards of 1,000 more per month............

I can't stand living with other people or roommates in general. I need to live alone.

Gosh this all so overwhelming! >.< To be honest though I'm not the type to like to fix up houses so the house I also gotta get would have to be in good condition & stuff too..................... And since I'm on SSI, the mortgage payments would have to be low too to be able to afford the payments. And Idk if I would still be living in this same town in the future either???? But I also want a sense of future security too???? So I get some kind of mortgage or something in if I start making payments to the mortgage but if I haven't fully payed it off in I happen to leave this town in the future all this mortgage on a house would be going to waste I think???? I'm not sure???

So yeah reddit real estate experts what is the best way to go about doing all of this???? >.<

I'm just so fucking overwhelmed! >.<

submitted by /u/realestatehelp1
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source https://www.reddit.com/r/RealEstate/comments/ehgxlw/how_to_go_about_leveraging_my_dads_house_to_help/

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