Skip to main content

Pennsylvania areas to consider or stay in NJ?

I’m thinking of buying a house in late 2020, but I’m a little overwhelmed by all the choices.

First, a little background. I am a 40-something single woman with no kids. I am looking for something in the $300-500 K range and to pay in cash. Looking for a 2bdrm (even one ok if nice), but must have a fenced yard. My priority is my dog(s) (have one now, looking to adopt 2 more). Other constraints are that my family owns rental properties (12 now)—condos in Mercer County, NJ (Hightstown); I want to stay somewhat close to central NJ, but not on the Northeast Corridor/near traffic lines going into NYC. I work online from home 7 days a week, so I have no work limitations as long as I have internet. I don’t want to be too far from my parents in central NJ either.

I was wondering, for you homebuyers in the Tri-State area, is PA that much more of a deal if you don’t care about school districts? Ive heard property taxes are significantly less; traffic can be less in some counties, but I am not that familiar with Eastern PA TBH. Any drawbacks to living there? Right now, I own a condo in Central NJ (Middlesex Co.), but I’m getting sick of paying taxes and dealing with traffic for things I don’t care about (schools and NYC proximity) and living in an HOA community that isn’t dog-friendly anymore. I prefer quieter places near Nature but not too far from the suburbs. Thanks for your advice. I have purchased twice in my life, but both were condos; never bought a house before.

submitted by /u/Ceeeceeeceee
[link] [comments]

source https://www.reddit.com/r/RealEstate/comments/dbaji2/pennsylvania_areas_to_consider_or_stay_in_nj/
Labels:

Comments

Post a Comment

Popular posts from this blog

Aren't comps/CMAs useless with buyer credits at close happening now?

I'm looking into buying a new construction townhouse in my HCOL US city. I'm seeing builders offering interest rate buydowns worth $20k-$60k on $800k homes (rather than just lowering prices) in order to keep their comps high for their other units, now that buyer demand has been declining. I asked my agent about these, and he said these buydowns aren't even the full story: buyers can write all kinds of other credits into an offer, like their closing costs, prepaid sewer fees, etc. Apparently cash buyers can just write in a "buyer credit at close" for any amount in their offer. So a new townhouse that appeared to sell for $800k in the MLS might have actually been a cash offer with a $100k+ buyer credit at close, meaning the buyer only spent $700k or less in total, but to the rest of the world they can only see the $800k! So that made me realize I can't trust comps/CMAs for other new construction townhouses. The sales prices could be way lower than they appear
1 comment
Read more

Fast Rising HOA Fees on NYC Condo, No Budget Provided

My wife and I are first time homeowners and could use some advice on a situation we've been having with our management company and Board. We bought a condo in Brooklyn two years ago, and since then our HOA fees have climbed dramatically. In August of last year, our fees were increased by ~30% and just yesterday we received notice that this new figure would be increased by 16% as of June 1st. The by-laws for our building state that ten days before such a change goes into effect, the Board must provide unit owners with the itemized budget upon which the new numbers were based. This didn't happen last year, and when I asked the management company about it, they just kept vaguely insisting the Board had done due diligence. After I kept pressing, they finally sent a budget that was several years old, so obviously not the one that the new numbers were based on. When I asked the management company for contact information for the Board to get further clarification, I was told that th
Post a Comment
Read more

How to create fidelity investments current bank statement for lender during escrow

I transferred a certain amount to my bank account to complete the minimum down payment required. The bank wants a current statement of the transaction. Unfortunately, fidelity only does quarterly statements so a December statement is not available and we are due to close next week. I called fidelity and they they can only provide a letter but the bank said that won’t suffice. Any way I can find or make one of my own that has my account number/name along with all the recent month’s activities? submitted by /u/bodaciousbeans [link] [comments] source https://www.reddit.com/r/RealEstate/comments/zmnnqo/how_to_create_fidelity_investments_current_bank/
Post a Comment
Read more