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USDA Process - Lender Approved, Waiting on USDA

Hey guys, just curious about this. My mortgage broker is great but has been ultra busy lately so I don't hear back from him for a few days, so wanted to get your opinion.

We are under contract on a house and using a USDA loan to purchase. Inspections done - we went under contract about 5 weeks ago, and are 3 weeks from our closing date.

Just got the official mortgage commitment letter from the lender - the only conditions on it are a final Employment/Credit check at closing, and final USDA Review and Approval.

How exactly does the process work? Was our mortgage "case" opened up with the USDA simultaneously as the lender was setting this up? Or does it just now go to USDA?

We close in 20 days, and just wanted to make sure this wasn't going to hold us up. I have heard the USDA can take 30-60 days to finalize, but wasn't sure if they had already started on their end way back when we began signing mortgage papers like 4 weeks ago.

Thanks guys

submitted by /u/alrashid2
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source https://www.reddit.com/r/RealEstate/comments/cxg1f7/usda_process_lender_approved_waiting_on_usda/
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