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Selling a rental with tenants in place (Tampa, FL). How do I verify Proof of Funds to avoid wholesalers?

With the insurance premiums in Florida going absolutely insane lately, I'm looking to offload one of my SFR (single-family rentals) in Tampa. It’s barely cash flowing anymore. The issue is, I have good tenants in there and I really don't want to disturb them with a million showings or put a sign in the yard. So I'm looking at the off-market route. I’ve been talking to a few local buying groups. One of them, Home Options, gave me a verbal offer that is actually close to what I need, but I am terrified of getting tied up in a contract with a wholesaler who doesn't actually have the cash and just wants to assign the contract. For the pros here: What is a "reasonable" Earnest Money Deposit (EMD) to ask for to weed out the fake buyers? Is $5k enough? How do you verify their Proof of Funds? Do you call their bank directly? I just want a clean exit without screwing over my tenants or having the deal fall through 3 days before closing. submitted by /u/rmor...
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What happens to the home?

in Texas, My Aunt passed away last year and my uncle resumed paying for the home even though they were not legally married. I honestly dont even know if the bank knew my Aunt passed away. well yesterday my uncle passed away unexpectedly. he has 4 children. 2 adult children he has never really spoken to and 2 children 1 autistic adult and 1 autistic minor. NONE of my uncles family or his older children care about my uncle or what will happen to him or his children because "they aren't a place to take them in". I understand I guess but anyway, I am wanting to know of there is a way to get information on what will happen to the house and the money they've put into it. its on a really ghetto neighborhood and the house is not in good condition. is there a way for me to find out who their lender is? Will they even talk to me? please help. submitted by /u/celestthebestt [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qeeh4e/what_happens_to...

What’s working (and what’s not) in real estate contract workflows in 2026?

I’ve been digging through Reddit threads and noticed a clear pattern. For contracts, many people rely on tools like DocuSign, Dropbox, PandaDoc, or Adobe . But at the same time, a lot of those same users are actively asking for alternatives . Why? From what I’ve seen, it’s usually not because these tools don’t work but because: Pricing keeps increasing as usage grows Simple workflows start feeling over-engineered Teams pay for features they rarely use Small teams and solo operators feel locked into enterprise-style tools It feels like there’s a growing gap between what teams actually need and what most contract tools are built for . Curious to hear from this community: What made you start looking for alternatives: cost, complexity, flexibility, or something else? Would love to learn from real-world experiences. submitted by /u/Technical-Apple-2492 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qebhnp/whats_working_and_whats_not_in_rea...

How difficult is selling farm-centric property?

We have a modest sized home at roughly 1,800 sq. ft. on 3 acres in an agriculturally zoned area of North Carolina. We converted the shed, that has dedicated power and a concrete slab back half we use as feed storage, that we converted into a chicken coop. In the far back left of the property, we have a large pen area that we made from both scrap and new materials, but it’s sturdy. Very sturdy. We’ve held heritage hogs in it that get 800+ lbs. Like any seller, we don’t want to break the bank or our backs by doing unnecessary work when it could be a possible selling point. How difficult, generally, would it be to sell our home as is? In the sense of being geared towards a homestead? I assume that many people who want to live in an area and a property like this have a similar mindset to us. But I also know many people still want a very residential property but the country living. submitted by /u/Haunting-Reindeer-10 [link] [comments] source https://www.reddit.com/r/RealEs...

Should i buy soon?

I’m a 27 year old looking to buy my first home soon. By soon i really don’t know how soon, but to give a range id say the next 3-9 months. I currently have about 50k in savings. I’m looking for a home in the 375k to 450k area and i make gross minimum 120k in CA. I have no debt besides my car, which i plan to refinance to lower my debt/income ratio ( id still be paying extra towards the car). Given what I’ve seen and what i have, I’m sure i can qualify for a mortgage and my payment would likely sit between 2750 and 3250. I know i can afford the house, i just worry if I’m jumping the gun too soon and will end up house poor. Having that big of a mortgage payment would easily be 40-55% of my net income alone. I still need to account for utilities, gas, car insurance, car note, groceries, etc. That being said i also fear that if i wait longer for things to “ease” the market may only get worse for first time home buyers like myself. Unless theres a job market crash and foreclosures increase...

My wife and I are looking to purchase our first home. Should we avoid older slab on grade?

Hey all, My wife and I are currently looking at buying in a neighborhood with slab on grade homes from the early 90's in California (Sacramento Area). One of the biggest concerns we have is that because the ABS drains under the house are hard to access, any plumbing repairs in the future will be disastrously expensive and require jackhammering the inside of our house. Should we seriously consider avoiding early 90's homes that are slab on grade to avoid costly plumbing repairs in the future? Or are we exaggerating how common these repairs are? The exact home we're interested in is from 1990 exactly. Thank you! submitted by /u/INTP243 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qcq0nx/my_wife_and_i_are_looking_to_purchase_our_first/

Housing feels completely stuck. Anyone else sensing a reset coming

Feels like nothing is moving. Houses stay listed forever, or they sell in a day for way too much. Sellers won’t let go of their low mortgage rates. Buyers can’t afford today’s payment. Rents keep climbing anyway. Curious if it’s the same in your area or if things are actually changing. submitted by /u/This-You-2737 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qcmkcd/housing_feels_completely_stuck_anyone_else/

Flat fee realtor

What’s the climate out there for negotiating rates? Will buyers agents not show homes if I’m using a flat fee realtor ? Are buyers paying their agent or is it still the sellers ? Want to try to save money in agent fees if possible but willing to pay if they actually provide increased value or will get me a higher price, but with zillow and such I am skeptical. submitted by /u/smegma-man123 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qcliqs/flat_fee_realtor/

Please explain FHA Addendum?

Hello! I am having a hard time understanding what this means. Can somebody please explain, in simple English (enough for non native), what it means? Thank you so much :) I very much appreciate it. It is my first time buying a home & if it matters this is in Michigan, US. https://i.imgur.com/X0GiPgo.jpeg submitted by /u/pinkbowhellokitty [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qbqyse/please_explain_fha_addendum/

Off market deals seem to be a morass

I am well familiar with real estate regulations in my state /county. I have a home that has had major renovations and is still shy of being readily sellable on the open market as a move-in solution. I am also very busy with my non-real estate work so this is a distraction. That all said it has not been my experience that selling to "We buy ugly houses" / "We make selling easy" has led to either (a) accepting a house with significant drawbacks or (b) not making the transactional side easier (and in fact typically more complicated). A core issue is we don't know enough about the buying team and their methods. The MLS forms provide significant legal and procedural scaffolding including the expectations on the process and an understanding borne by legal precedents on how the terms are interpreted. This is a bigger deal than might be thought because ambiguities do regularly show up. For off market deals the buyers will craft the contracts to suit their needs. The ...