I've been renting all my life and am more than ready to buy my first home. I have spent the past several years improving my financial situation and have a credit score in the "very good" range. My partner, however, has a score in the low end of "fair". How will this impact getting a home loan? I MIGHT be able to get my parents to co-sign if necessary. They have good credit and a lot of assets. submitted by /u/Repulsive-Durian4800 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1pwxdkj/looking_at_buying_first_home_big_difference_in_me/
I am going to look at houses in a city where I am considering retiring, but I don't know anyone there to ask for advice. I am going to assume that having a buyer's agent is a good choice, but I will listen if people think I would be hurting my position somehow. Assuming I should have a buyer's agent, how would I know I was getting a good one? Are there ratings that are useful in selecting an agent? The one I spoke with so far was so over the top aggressive that I know she would not be a good fit for me. It's hard to just call them cold, though, and not expect them to want to get you as a client. Any advice at all on how to find a good one? Should I just talk to the head of a large agency and describe what I want, and ask them to get me a good fit? submitted by /u/chewybrian [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1pwv69g/how_do_i_choose_a_buyers_agent_in_a_city_where_i/